Qualified Retirement Plans or Group Retirement Plans (like 401(k), profit-sharing, stock bonus, defined benefit, and hybrid plans) offer significant tax advantages to both employers and employees.

Employers are generally permitted to deduct their contributions on their federal income tax returns, while participants can benefit from pretax contributions and tax-deferred growth.

In return for these tax benefits, a qualified plan must adhere to strict IRC (Internal Revenue Code) and ERISA (Employee Retirement Income Security Act) guidelines regarding participation in the plan, vesting, funding, nondiscrimination, disclosure, and fiduciary matters. 

As a small company, paying high fees year after year and having to call multiple companies just to get simple questions asked can start to weigh on your company’s bottom line. Have you thought about changing plans but the thoughts soon resulted in analysis paralysis because of the steps necessary to make the change?

We are a firm that believes we need to earn your business everyday not just up to the point of you becoming a client.  We believe you should have to make one phone call when you or your participants need their questions answered.  We also think the process for choosing investments for retirement should not be left up to chance. We want to see if we can earn your business by helping you navigate the group retirement process.  

Call us today for an assessment of how much your plan is costing your company and let us help you determine if it makes sense to stay where you are, even if the service isn’t that great, or look for another solution.